PayPal processes the card payment, but you do not need a PayPal account. Follow these steps and do not select the options that create an account.
On the first screen, do not enter a PayPal login. Click Pay with Debit or Credit Card.
Enter your email address under Check out as a guest, then click Continue to Payment.
You may see a message saying you already have an account. Choose Check out as a guest—do not click Log In.
After entering the card and billing information, find Save info & create your PayPal account. It normally starts turned on.
The switch must be OFF. The final button should say “Pay Now,” not “Create Account & Pay Now.”
You can pay with your card without opening or using a PayPal account.